Security State Bank Privacy Policy
Security State Bank is
committed to protecting the privacy of its clients.
I. DISCLOSURE OF CUSTOMERS INFORMATION
Security State Bank will
not share and/or sell individual customer information to any
unaffiliated third party for marketing purposes.
Customer information will only be disclosed to authorized account
holders, and only after identification of that account holder has been
verified. Verifying information may include social security number, date
of birth, place of birth, mother's maiden name, signature, and/or other
identifying information. If the information request is made over the
telephone and we are uncertain about the identity of the person
requesting the information, we will ask that the request be made in
writing or in person.
Security State Bank employees will not share personal or financial
customer information with unaffiliated third parties except when legally
required (in order to comply with federal or state laws/regulations, and
government or court orders) or when legally permitted to serve the
customer's interest (such as disclosure to reputable credit reporting
agencies). Information will only be disclosed to third parties under the
following conditions:
-
Where it is necessary
to complete a transaction initiated by a customer.
-
In order to report the
existence and condition of an account to companies such as reputable
credit bureaus or merchants.
-
In order to comply
with government or court orders.
-
If we have the written
permission of the account holder.
Security State Bank will provide certain customer information to
unaffiliated third party companies that we hire to provide us
operational support. These unaffiliated third party companies provide
services that allow us to complete transactions, such as real estate
loans. Examples of these services include, but are not limited to,
appraisals, title searches, flood certifications, and credit reports.
Security State Bank will not knowingly do business with any unaffiliated
third party provider or company that uses or sells this information for
marketing purposes.
II. COLLECTION, RETENTION AND USE OF
INFORMATION
Security State Bank may collect, retain and use personal information
about customers (for example, we will obtain a credit report for an auto
loan), but only as we believe is reasonably useful in administering our
business and to provide products, services and other opportunities to
customers.
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III. MAINTENANCE OF ACCURATE INFORMATION
We will correct known inaccurate information in a timely manner.
IV. EMPLOYEE ACCESS TO INFORMATION AND
ENFORCEMENT
All Security State Bank employees are educated on the importance of
confidentiality and customer privacy. They are trained to learn and
follow our Privacy Statement. Employees with access to customer
information are required to adhere to the Privacy Statement.
Any employee that violates the Privacy Statement will be subject to
disciplinary measures (warnings, suspensions, reprimands) and possible
termination of employment.
Employees of Security State Bank will only have access to customer
information on a need to know basis.
V. INTERNET INFORMATION
Security State Bank recognizes the trust you have placed in us, and our
responsibility regarding your financial privacy. It is our
responsibility to keep your sensitive financial and personal information
confidential.
With the increase in Internet use, it has become even more crucial that
we take steps to assure that your private information remains private.
Security State Bank's Privacy Principles include:
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Web Site Security
Security State Bank will
implement technology to help assure that any sensitive personal
information you provide us or any account information you receive
on-line is done in a safe and secure manner. Special secure-connection
hardware and software (commonly called "firewalls") will be in place to
help assure the security of on-line communication of your information.
Additionally, we will implement procedures to help assure that only
authorized Security State Bank employees may view the information you
share with us. This is accomplished by limiting access to that
information (via access capability and password control) to only those
employees having a legitimate business purpose for viewing or responding
to your information or inquiries.
This is the same procedures we follow for our customers that utilize
other banking methods, such as telephone banking or branch banking.
Web Site Privacy
Our Web Site includes sections that are public (not password protected)
and areas that are password protected (for example, individual banking
areas).
When any person visits the public areas of our Web Site, we may collect
certain basic information, such as how many people visited our site and
what pages were visited.
Unlike the personal information that you provide and view with respect
to your personal banking relationship (which is subject to the security
procedures described above), all of the information we may gather in the
public areas of our Web Site is general. We use this general information
to determine which parts of our Web Site are most popular, how people
access our site, how we can improve the content of our Web pages, and
how we can improve service to our customers.
Your Control of Your Personal Information
We do not share information with any third parties (other than as
required by law, regulation or contractual obligations), so you should
not receive information from another company as a result of providing
information to Security State Bank.
Additional inquiries or comments should be addressed to:
Security State Bank
P.O. Box 470
Cheyenne, Ok. 73628
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